“We do not want to burden our surviving loved ones unnecessarily.”
At Speiker & Company, Ltd. we can offer solutions to your life insurance needs. We have access to multiple Insurance Companies in order to provide the best product and service, individualized for our clients.
No one wants to think about their own mortality, but it is a reality for everyone. Life insurance can provide financial security for your loved ones long after you have gone. Some of the benefits to having coverage are to be able to pay your mortgage, pay off any debts, estate taxes or final expenses, college funds, and more.
Speiker & Company, Ltd. offers many options within Life Insurance products.
Universal Life Insurance
This product is to provide immediate cash value, offers a flexible premium payment plan, tax deferred savings and guaranteed death benefits.
Whole Life Insurance
Whole life insurance provides level death benefit protection with level premiums and guaranteed cash values.
Simplified Issue Whole Life
With an easy to complete application and minimal underwriting requirements, this is a great product for those between the ages of 50-80. With this plan you are offered a guaranteed premium, death benefit protection and cash values to age 110.
Simplified Issue for Children
This product is for insureds that 15 days through age 17. The death benefit will also increase automatically by 50% at age 18 and again at age 25; without an increase to the premium.
As you can see, there are many life insurance products to choose from and everyone’s needs are different. That is why our knowledgeable agents are here to help you find products tailored to your individual needs, and to make sure that you are educated on it. Regardless if you are looking for something to cover your financial needs in the short term or your entire life, we have the solution you are looking for.
Questions? Contact us or call (952) 440-6500